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P.O. Box 129
Keshena, WI 54135

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1-877-358-7722

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Chapter 22

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Chapter 22

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Personalized lending
for all life's reasons

Copyright © 2026 Volriva. All rights reserved

Sunfish Lending, LLC dba Volriva is a commercial enterprise and instrumentality of the Menominee Indian Tribe of Wisconsin, a federally recognized sovereign Indian nation (the “Tribe”), which abides by the principles of federal consumer finance laws, as incorporated by the Tribe, and operates within the interior boundaries of the Menominee Indian Reservation, WI. Sunfish Lending, LLC dba Volriva is chartered under and operates pursuant to Tribal law. Nothing in this communication should be construed as a waiver of sovereign immunity, which is expressly reserved.

The Tribe does not allow access or accept applications for this service from residents of all locations, and the service may or may not be available at your location. The location from which the Tribe chooses to allow access to its jurisdiction may change from time to time without notice. If you choose to visit the Tribe’s jurisdiction through the internet and access services offered and regulated under the Tribe’s laws, you must consent to the Tribe’s jurisdiction and agree that Tribal law governs such services. Availability of loans are subject to change at any time at the sole discretion of Sunfish Lending, LLC dba Volriva.

You acknowledge that by submitting a completed Volriva application, you are applying for a loan. For your application to be approved, you must meet minimum credit criteria established by Volriva, be able to enter a legally binding contract, and meet the requirements listed on Volriva.com. Applicants are required to verify application information through our secure online process or by speaking with an agent. Credit histories may be verified through national database services. Visit Volriva.com for applicable rates and frequently asked questions. Complete disclosure of APR, fees and payment terms are provided within the Loan Agreement.

This is an expensive form of borrowing. Volriva loans are designed to meet your short-term borrowing needs and are not intended to be a long-term financial solution. Volriva does not charge any penalties for paying your loan off early, and we encourage you to do so as soon as your finances allow.

Applications processed and approved before 3:30 p.m. CST Monday–Friday are typically funded on the next business day. Generally, a business day means Monday through Friday, excluding federal holidays. If you require funds on the current business day, you may request Real-Time Funding* by calling 877-358-7722. If you apply for a loan online through our account portal, Real-Time Funding will be automatically applied if your loan is approved on a weekday after our 3:30 p.m. CST same-day ACH cutoff or anytime on Saturday or Sunday. If Real-Time Funding is not available or your institution cannot process a same-day transaction, we will use the next fastest funding method.

*Real-Time Funding Disclaimer: While Real-Time Funding allows for immediate access to your funds, Real-Time Funding may be limited by banking factors. Even if you are eligible, the exact time your funds appear in your account may vary depending on your bank’s processing times. Volriva does not charge a fee for Real-Time Funding. Please check with your banking institution regarding any fees they may charge.