Personalized lending for all life's reasons.
Get up to $2,500 in real-time funding with no early payoff penalties. A simple application, a quick decision, and money when you need it.
Made with you in mind
Flexible lending for anyone
to apply. Fast and secure.
Life doesn’t wait for perfect credit. Whether you’re covering an emergency, catching up on bills, or bridging a gap between paychecks, Volriva looks at your full financial picture to find a loan that fits your situation.
Easy application and fast funding
Apply in minutes and get a decision fast. If approved, funds can arrive as soon as the next business day.
All credit scores welcome to apply
Your credit history won’t shut the door. We look at more than just your score to find a loan that works for you.
No early pay-off penalties
Pay it off early and save, we’ll never charge you extra for it.
Simple loan management
Check your balance, make payments, and manage your loan anytime from your dashboard.
Our customers speak for us!
Fast funding available for all customers
Whatever life throws at you, Volriva looks at your whole financial picture, not just a number, to find funding that fits. Applying is quick and secure, with Real-Time funding available when you need it.
- Quick, Simple Application
- Real-Time Funding Available
- No Fees for Paying Off Early
- Earn-As-You-Go Rewards
- Bank-Level TLS 1.2 Encryption
- Account Monitoring
Rewards program gives back to you!
Our rewards program pays you back for being a great customer! Redeem and save on your loan instantly.
Have questions about how it works?
Have questions? Start here.
How fast can I get approved?
Apply and get approved before 3:30 p.m. CST, Monday through Friday, and your loan is typically funded the next business day (Monday through Friday, excluding federal holidays). Need it faster? Call 877-358-7722 to request Real-Time Funding.* If you apply online through your account portal, Real-Time Funding is applied automatically whenever your loan is approved after our 3:30 p.m. CST same-day ACH cutoff on a weekday, or at any time on a Saturday or Sunday. If Real-Time Funding isn’t available, or your bank can’t process a same-day transaction, we’ll send your money using the next fastest method we have.
*Real-Time Funding Disclaimer: Real-Time Funding can get you money right away, but it’s subject to your bank’s own processes, and your bank may charge you a fee for it. Even for eligible customers, exactly when funds show up in your account depends on your bank’s timing. Volriva itself never charges for Real-Time Funding — but check with your bank before applying online or calling to request it, since they may have fees or restrictions of their own.
To get funded as quickly as possible, keep an eye out for your confirmation email and reply promptly — it includes your username and password. Don’t see it? Check your spam folder. Still nothing? Call Customer Service at 877-358-7722 and we’ll sort it out.
Do I qualify for a loan?
Qualifying for a short-term installment loan from Volriva is easier than you might expect. Check these boxes, and there’s a good chance we can get you the funding you need:
- A steady source of income
- 18 or older, and a U.S. citizen
- An open, active checking account in your name
- Not an active-duty service member or the dependent of one
* Other requirements may apply.
What is the easiest way to cut my loan costs?
Paying your loan off early is the best way to keep costs down — whether that means extra payments toward your principal or paying the full balance ahead of schedule. Volriva never charges a prepayment penalty. You can even put earned rewards points toward your principal balance to save more.
To make an extra payment, log into your account and select “Payment Options,” or call us at 877-358-7722 for help.
To see more, visit our frequently asked questions
We deliver superior service and a customer experience built around you
Every borrower’s situation is different, so we built Volriva around flexibility, plain-language terms, and a process that treats you like a person, not a credit score.
$0
Pay off your loan whenever you’re ready, we’ll never charge you extra for getting there early.
$2,500
Borrow what you need, up to $2,500, for whatever life brings your way.
TLS 1.2
Advanced security protects your personal information with the latest encryption.
Fast!
With Real-Time funding, eligible funds can land in your account in minutes*
Don't worry, we have you covered. Get the funds you need with ease!
A rocky credit history shouldn’t be the reason you can’t get help when you need it. Volriva’s short-term loans are built to meet real, immediate needs, and we make it easy to pay less over time, with the freedom to manage your loan on your own terms.